Delivering pre-accepted can assist automate the home to find processes because you gets a stronger foundation of pointers. An individual will be pre-approved, you are on your path to homeownership! Contact a mortgage officers to get started.
Fill in first paperwork This can include pay stubs, bank statements, credit reports, and statements for any other debts or loans you might have. Your loan officer will let you know exactly what they need!
Mention what you could pay for Your loan officer will discuss mortgage program options with you to find the best fit for your budget and situation. A monthly budget worksheet can be very helpful for this part of the process because it helps you to review your spending habits so you know how much money you’ll want to have leftover after your home bills each month.
Completed pre-certification Your loan officer will put together a pre-qualification letter based on your loan choice so you can start shopping for a home!
Submit an offer using a beneficial pre-qualification page Home sellers almost always require a letter of pre-qualification from a lender along with the purchase offer from your realtor. If they accept your offer, you can move on to the next step!
Congrats! (más…)